Comprehensive Guide to Indian Government Schemes 2024-25: Complete List with Budget Allocations and Implementation Details
India’s government schemes represent one of the world’s most extensive social welfare and development ecosystems, designed to address the multifaceted challenges facing the nation’s 1.4 billion citizens. This comprehensive analysis examines the current landscape of Indian government schemes for 2024-25, providing detailed insights into their structure, implementation, and impact across various sectors.
The Government of India operates through a complex framework of 740 Central Sector (CS) schemes and 65 Centrally Sponsored Schemes (CSS) as of 2024. These initiatives span across agriculture, healthcare, education, social welfare, infrastructure, and digital transformation, collectively representing a budgetary commitment of over ₹7.67 lakh crore for the financial year 2024-25. The schemes are strategically designed to achieve the vision of Viksit Bharat 2047, encompassing zero poverty, universal education, comprehensive healthcare, skilled employment, women’s economic participation, and agricultural self-sufficiency. wikipedia+2

Flagship Government Schemes: The Cornerstone of National Development
India’s flagship schemes form the backbone of the country’s development agenda, directly impacting millions of lives across rural and urban areas. These schemes have evolved from traditional welfare approaches to comprehensive development frameworks that address structural challenges while promoting inclusive growth.
Table 1: Core Flagship Schemes of India (2024-25)
Scheme Name | Category | Launch Year | Objective | Beneficiaries | Budget Allocation 2024-25 (₹ Crore) |
---|---|---|---|---|---|
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) | Agriculture & Farmers Welfare | 2019 | Direct income support of ₹6,000 annually to small & marginal farmers | 12+ crore farmers | 150,000 |
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) | Healthcare | 2018 | Health insurance coverage up to ₹5 lakh per family per year | 50+ crore people | 64,000 |
Jal Jeevan Mission | Water & Sanitation | 2019 | Piped water supply to all rural households by 2024 | 10+ crore households | 50,000 |
Pradhan Mantri Awas Yojana (PMAY) | Housing | 2015 | Affordable housing for urban poor and rural areas | 3+ crore families | 10,000 |
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) | Rural Development | 2005 | Employment guarantee of 100 days wage employment per rural household | 20+ crore households | 86,000 |
Pradhan Mantri Jan Dhan Yojana (PMJDY) | Financial Inclusion | 2014 | Financial inclusion through banking services to all citizens | 48+ crore accounts | 500 |
Swachh Bharat Mission | Sanitation | 2014 | Clean India mission for sanitation and hygiene | All citizens | 15,000 |
Digital India Mission | Digital Infrastructure | 2015 | Digital transformation of India through technology | All citizens | 20,000 |
Make in India | Manufacturing | 2014 | Boost manufacturing sector and create jobs | Manufacturing sector | 5,000 |
Skill India Mission | Skill Development | 2015 | Skill development for employment and entrepreneurship | 30+ crore people | 3,000 |
The PM-KISAN scheme stands as a testament to direct benefit transfer efficiency, having disbursed over ₹2.6 lakh crore to more than 12 crore farmer beneficiaries since its inception. The scheme’s success lies in its simplicity and direct cash transfer mechanism, which has significantly improved farm household incomes and reduced agricultural distress. Similarly, Ayushman Bharat has revolutionized healthcare accessibility, providing insurance coverage to over 50 crore vulnerable citizens and facilitating more than 5 crore hospital treatments .jagranjosh+1
The Jal Jeevan Mission represents India’s ambitious water security agenda, having achieved remarkable progress in providing functional household tap connections. As of 2024, the mission has successfully connected over 75% of rural households to piped water supply, transforming the lives of millions, particularly women who traditionally bore the burden of water collection. The mission’s community-centric approach has ensured sustainability and local ownership of water infrastructure. ganderbal
Social Security and Welfare Framework
India’s social security architecture encompasses a comprehensive range of schemes designed to provide safety nets for vulnerable populations, including the elderly, disabled, women, and children. These schemes collectively form the world’s largest social protection system outside of China, reflecting the government’s commitment to inclusive development.
Table 2: Social Security and Welfare Schemes (2024-25)
Scheme Name | Category | Launch Year | Objective | Coverage | Budget 2024-25 (₹ Crore) |
---|---|---|---|---|---|
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) | Life Insurance | 2015 | Life insurance cover of ₹2 lakh for ₹330 annual premium | 13+ crore people | 1,100 |
Pradhan Mantri Suraksha Bima Yojana (PMSBY) | Accident Insurance | 2015 | Accidental insurance cover of ₹2 lakh for ₹12 annual premium | 34+ crore people | 1,000 |
Atal Pension Yojana (APY) | Pension | 2015 | Pension scheme for unorganized sector workers | 5+ crore subscribers | 2,500 |
National Social Assistance Programme (NSAP) | Social Security | 1995 | Social assistance to elderly, widows and disabled | 5+ crore beneficiaries | 9,000 |
Pradhan Mantri Shram Yogi Maan-dhan | Pension | 2019 | Monthly pension of ₹3,000 for unorganized workers after 60 | 57+ lakh enrolled | 500 |
Integrated Child Development Services (ICDS) | Child Development | 1975 | Holistic development of children 0-6 years | 10+ crore children | 28,000 |
PM Poshan (Mid Day Meal Scheme) | Nutrition | 1995 | Nutritional support and hot cooked meals in schools | 12+ crore children | 12,500 |
Beti Bachao Beti Padhao | Girl Child Welfare | 2015 | Save and educate girl child | Girl children | 200 |
Mission for Protection & Empowerment for Women | Women Empowerment | 2018 | Safety, security and empowerment of women | Women nationwide | 3,000 |
National Rural Livelihood Mission (NRLM) | Livelihood | 2011 | Livelihood promotion for rural poor | 9+ crore households | 15,000 |
The Integrated Child Development Services (ICDS) scheme represents one of the world’s largest programs for early childhood development, operating through over 1.4 million Anganwadi Centers across the country. The scheme’s comprehensive approach addresses malnutrition, mortality, and developmental challenges among children under six years, while simultaneously supporting pregnant and lactating mothers. The scheme’s impact on reducing child mortality rates and improving nutritional outcomes has been documented extensively, contributing to India’s progress toward Sustainable Development Goals. dbtbharat+1
The National Social Assistance Programme (NSAP) provides critical support to India’s most vulnerable populations through four major components: the Indira Gandhi National Old Age Pension Scheme, National Widow Pension Scheme, National Disability Pension Scheme, and National Family Benefit Scheme. With over 5 crore beneficiaries, NSAP represents a significant commitment to social protection, providing monthly pensions ranging from ₹200 to ₹1,000 depending on the state and category of beneficiary. dbtbharat
Revolutionary Schemes Launched in 2024-25
The current government has introduced several groundbreaking schemes in 2024-25, reflecting emerging priorities in renewable energy, electric mobility, tribal development, and agricultural transformation. These new initiatives demonstrate the government’s adaptive approach to evolving challenges and opportunities.
Table 3: New Government Schemes Launched 2024-2025
Scheme Name | Category | Launch Year | Objective | Target Beneficiaries | Budget Allocation (₹ Crore) |
---|---|---|---|---|---|
PM Surya Ghar Muft Bijli Yojana | Solar Energy | 2024 | 300 units free electricity to 1 crore households through rooftop solar | 1 crore households | 75,000 |
PM Electric Drive Revolution (PM E-DRIVE) | Electric Vehicles | 2024 | Promote electric vehicle adoption and infrastructure | EV buyers nationwide | 10,900 |
Pradhan Mantri Janjatiya Unnat Gram Abhiyan | Tribal Development | 2024 | Socio-economic development of 5 crore tribal people | 5 crore tribal people | 20,000 |
Prime Minister Dhan-Dhaanya Krishi Yojana | Agriculture | 2025 | Agricultural development in 100 low productivity districts | 1.7 crore farmers | 15,000 |
Saksham Anganwadi and Poshan 2.0 | Nutrition | 2025 | Strengthen nutrition delivery system | Children & mothers | 5,000 |
National Centres of Excellence for Skilling | Skill Development | 2025 | Excellence in skill development training | Youth for skilling | 2,000 |
Mission for Cotton Productivity | Agriculture | 2025 | Increase cotton productivity and quality | Cotton farmers | 3,000 |
National Mission on High Yielding Seeds | Agriculture | 2025 | Develop high-yielding crop varieties | Farmers nationwide | 5,000 |
Scheme for First-time Entrepreneurs | Entrepreneurship | 2025 | Support 5 lakh first-time entrepreneurs | 5 lakh entrepreneurs | 10,000 |
Rural Prosperity and Resilience Programme | Rural Development | 2025 | Address agricultural underemployment through comprehensive approach | Rural population | 25,000 |
The PM Surya Ghar Muft Bijli Yojana represents India’s most ambitious residential solar program, aiming to install rooftop solar systems for 1 crore households. The scheme offers subsidies up to 40% of system cost for households installing 1-2 KW capacity and 20% for 2-3 KW capacity. This initiative aligns with India’s commitment to achieve 500 GW renewable energy capacity by 2030 and supports the goal of net-zero emissions by 2070. cleartax+1
The PM E-DRIVE scheme marks a significant shift toward electric mobility, supporting over 28.87 lakh electric vehicles across various categories including e-2 wheelers, e-3 wheelers, e-buses, e-trucks, and e-ambulances. The scheme emphasizes commercial use vehicles and includes provisions for charging infrastructure development, with 72,300 public charging stations planned for implementation. pmedrive.heavyindustries
Education and Skill Development Architecture
India’s education and skill development ecosystem has undergone significant transformation, with schemes designed to address challenges from early childhood education to advanced research and innovation. The government’s approach emphasizes both access and quality, with particular focus on digital learning and industry-relevant skills.
Table 4: Education and Skill Development Schemes (2024-25)
Scheme Name | Category | Launch Year | Objective | Budget 2024-25 (₹ Crore) |
---|---|---|---|---|
Samagra Shiksha Abhiyan | School Education | 2018 | Holistic education from pre-school to class XII | 41,250 |
National Education Mission | Education | 2022 | Comprehensive approach to school and higher education | 5,000 |
STARS Project | Education | 2020 | Strengthen teaching-learning outcomes | 1,250 |
Institutions of Eminence | Higher Education | 2017 | World-class universities and research institutions | 3,000 |
Pradhan Mantri Kaushal Vikas Yojana (PMKVY) | Skill Development | 2015 | Skill training for employment and entrepreneurship | 2,500 |
Deen Dayal Upadhyaya Grameen Kaushalya Yojana | Rural Skills | 2014 | Rural youth skill development | 1,500 |
National Apprenticeship Promotion Scheme | Apprenticeship | 2016 | Promote apprenticeship training | 1,000 |
PM Yashasvi Scholarship | Scholarship | 2021 | Scholarships for OBC, EBC and DNT students | 2,000 |
National Fellowship Programme | Research | 2005 | Research fellowships for higher education | 1,500 |
Atal Tinkering Labs | Innovation | 2016 | Foster innovation and entrepreneurship in schools | 500 |
The Samagra Shiksha Abhiyan represents India’s integrated approach to school education, merging three previous schemes – Sarva Shiksha Abhiyan (SSA), Rashtriya Madhyamik Shiksha Abhiyan (RMSA), and Teacher Education (TE). The scheme covers 1.16 million schools, 156 million children, and 5.7 million teachers, making it one of the world’s largest education programs. The scheme emphasizes inclusive education, digital learning, and vocational education, with special provisions for marginalized communities and children with special needs. byjus+1
The Institutions of Eminence (IoE) scheme aims to propel Indian higher education institutions to world-class standards, with 20 institutions selected for this prestigious status. These institutions receive regulatory flexibility and substantial funding to enhance research output, international collaborations, and global rankings. The scheme represents India’s ambition to establish world-class universities comparable to Harvard, MIT, and Oxford. adda247
Healthcare System Transformation
India’s healthcare landscape has been revolutionized through comprehensive schemes addressing primary healthcare, medical infrastructure, digital health, and specialized care. The approach emphasizes both preventive and curative care, with significant focus on making healthcare accessible and affordable for all citizens.
Table 5: Health and Medical Schemes (2024-25)
Scheme Name | Category | Launch Year | Objective | Budget 2024-25 (₹ Crore) |
---|---|---|---|---|
National Health Mission (NHM) | Primary Healthcare | 2005 | Strengthen healthcare delivery system | 36,000 |
Pradhan Mantri Swasthya Suraksha Yojana | Medical Infrastructure | 2003 | Establish medical colleges and hospitals | 7,000 |
National AYUSH Mission | AYUSH | 2014 | Promote AYUSH systems of medicine | 1,275 |
Pradhan Mantri Bharatiya Janaushadhi Pariyojana | Affordable Medicine | 2008 | Provide quality generic medicines at affordable prices | 500 |
National Digital Health Mission | Digital Health | 2020 | Digital health ecosystem | 2,000 |
Intensified Mission Indradhanush | Immunization | 2014 | Universal immunization programme | 1,000 |
Rashtriya Bal Swasthya Karyakram | Child Health | 2013 | Early identification and management of child health problems | 800 |
Janani Suraksha Yojana | Maternal Health | 2005 | Reduce maternal and neonatal mortality | 1,200 |
National Programme for Prevention & Control of Cancer | Cancer Care | 2010 | Cancer prevention and control | 1,500 |
Pradhan Mantri National Dialysis Programme | Dialysis | 2016 | Dialysis services for kidney patients | 2,000 |
The National Health Mission (NHM) encompasses both rural and urban health missions, operating through 1,56,231 Sub Centers, 25,650 Primary Health Centers, and 5,624 Community Health Centers nationwide. The mission has significantly improved key health indicators, including a reduction in Infant Mortality Rate from 40 per 1,000 live births in 2013 to 28 in 2020, and Maternal Mortality Ratio from 167 per 100,000 live births in 2011-13 to 103 in 2017-19. wikipedia+1
The National Digital Health Mission launched in 2020 aims to create a comprehensive digital health ecosystem through unique health IDs, digital health records, and telemedicine services. The mission has registered over 43 crore Ayushman Bharat Health Accounts (ABHA) and facilitated millions of digital health consultations, particularly during the COVID-19 pandemic. cleartax+1
Infrastructure and Urban Development Framework
India’s infrastructure development strategy encompasses smart cities, rural connectivity, digital infrastructure, and sustainable development. These schemes are designed to support the country’s economic growth trajectory while ensuring balanced regional development and environmental sustainability.
Table 6: Infrastructure and Urban Development Schemes (2024-25)
Scheme Name | Category | Launch Year | Objective | Budget 2024-25 (₹ Crore) |
---|---|---|---|---|
Smart Cities Mission | Urban Development | 2015 | Transform 100 cities into smart cities | 12,000 |
Atal Mission for Rejuvenation & Urban Transformation (AMRUT) | Urban Infrastructure | 2015 | Basic infrastructure in urban areas | 8,000 |
Pradhan Mantri Gram Sadak Yojana (PMGSY) | Rural Roads | 2000 | Rural road connectivity | 19,000 |
BharatNet | Digital Connectivity | 2011 | Broadband connectivity to gram panchayats | 5,000 |
Sagarmala Programme | Port Development | 2015 | Port-led development and modernization | 3,000 |
Bharatmala Pariyojana | Highway Development | 2017 | Highway development and connectivity | 35,000 |
Pradhan Mantri Ujjwala Yojana | Clean Cooking | 2016 | LPG connections to poor households | 2,000 |
Saubhagya Scheme | Rural Electrification | 2017 | Electricity connections to all households | 1,000 |
UDAN Regional Connectivity Scheme | Aviation | 2016 | Regional air connectivity | 4,500 |
National Infrastructure Pipeline | Infrastructure | 2019 | Infrastructure development for economic growth | 1,00,000 |
The Smart Cities Mission has transformed urban governance across 100 selected cities, implementing over 8,000 projects worth ₹2.05 lakh crore. The mission emphasizes citizen-centric governance, sustainable development, and technology-enabled service delivery. Cities like Pune, Surat, and Indore have emerged as models of smart urban development, showcasing innovative solutions in waste management, water conservation, and digital governance. adda247
The BharatNet program represents the world’s largest rural broadband connectivity project, aiming to connect 2.5 lakh gram panchayats with high-speed internet. As of 2024, over 1.84 lakh gram panchayats have been connected, enabling digital inclusion and supporting initiatives like Digital India, e-governance, and online education in rural areas. ganderbal
Ministry-wise Scheme Distribution and Budget Analysis
The distribution of government schemes across various ministries reflects India’s multi-sectoral approach to development, with each ministry contributing to specific aspects of the overall development agenda. This structure ensures specialized focus while maintaining coordination for integrated development.
Table 7: Ministry-wise Scheme Distribution (2024-25)
Ministry/Department | Number of Major Schemes | Budget Allocation 2024-25 (₹ Crore) | Key Focus Areas |
---|---|---|---|
Agriculture & Farmers Welfare | 25 | 2,00,000 | Farmer income, crop insurance, irrigation, productivity |
Rural Development | 15 | 1,50,000 | Employment, housing, roads, livelihood |
Health & Family Welfare | 20 | 85,000 | Universal healthcare, insurance, medical infrastructure |
Education | 18 | 65,000 | School education, higher education, digital learning |
Social Justice & Empowerment | 22 | 15,000 | SC/ST welfare, OBC development, disability support |
Housing & Urban Affairs | 12 | 35,000 | Smart cities, urban infrastructure, affordable housing |
Skill Development & Entrepreneurship | 10 | 8,000 | Skill training, apprenticeship, employment |
Women & Child Development | 8 | 45,000 | Child development, nutrition, women safety |
Tribal Affairs | 9 | 12,000 | Tribal development, education, livelihood |
Road Transport & Highways | 8 | 45,000 | Highway development, road connectivity |
Power | 6 | 25,000 | Rural electrification, renewable energy |
Petroleum & Natural Gas | 5 | 15,000 | LPG distribution, fuel subsidies |
Labour & Employment | 17 | 12,000 | Social security, pension, employment |
Finance | 8 | 50,000 | Financial inclusion, insurance, banking |
NITI Aayog | 5 | 5,000 | Policy coordination, monitoring |
Total Major Government Schemes: 188
Total Budget Allocation 2024-25: ₹7,67,000 Crore
Average Budget per Ministry: ₹51,133 Crore
The Ministry of Agriculture and Farmers Welfare receives the highest allocation, reflecting the government’s commitment to the agricultural sector, which employs nearly 50% of India’s workforce. The ministry’s 25 major schemes address various aspects of agricultural development, from direct income support through PM-KISAN to crop insurance, irrigation, and productivity enhancement programs. wikipedia
The Ministry of Rural Development operates 15 major schemes with a substantial budget of ₹1,50,000 crore, primarily focused on the flagship MGNREGA program, rural housing, and livelihood generation. The ministry’s approach emphasizes participatory development and community-led initiatives, ensuring that rural development programs are sustainable and locally owned. ganderbal
Implementation Challenges and Success Metrics
The success of Indian government schemes depends on various factors including last-mile delivery, beneficiary identification, digital infrastructure, and monitoring mechanisms. The government has adopted technology-driven approaches to address traditional challenges in scheme implementation.
Direct Benefit Transfer (DBT) has emerged as a game-changer in scheme implementation, with over 312 schemes now operating through the DBT platform. The system has facilitated transfers worth over ₹27 lakh crore to more than 100 crore beneficiaries, significantly reducing leakages and improving targeting efficiency. The JAM (Jan Dhan-Aadhaar-Mobile) trinity has enabled this transformation, ensuring that benefits reach intended beneficiaries directly. dbtbharat
Digital governance platforms like the Common Service Centers, Aadhaar authentication, and mobile applications have revolutionized access to government services. The PM-KISAN mobile app, for instance, has enabled farmers to track their payment status, update beneficiary details, and access agricultural information, improving transparency and reducing bureaucratic hurdles. myscheme
Performance monitoring systems have been strengthened through platforms like the Aspirational Districts Programme, which tracks development indicators across 112 districts. The program has demonstrated remarkable results, with significant improvements in health, education, and nutrition indicators in previously underdeveloped districts. jagranjosh
Future Outlook and Viksit Bharat 2047
The trajectory of Indian government schemes is aligned with the vision of Viksit Bharat 2047, which envisions India as a developed nation by the centenary of its independence. This ambitious goal requires sustained focus on inclusive growth, technological advancement, and environmental sustainability.india
Emerging priorities include artificial intelligence integration in governance, climate adaptation measures, advanced manufacturing support, and space technology applications. The government has announced new initiatives like the Deep Tech Fund of Funds, Gene Bank for Crops Germplasm, and National Geospatial Mission to address future challenges and opportunities. pib+2
Budget projections indicate continued expansion of social welfare schemes, with particular emphasis on women-led development, tribal empowerment, and sustainable agriculture. The government’s commitment to achieving zero poverty, universal healthcare, and complete literacy by 2047 will require sustained investment and innovative approaches to service delivery. pib
The integration of technology across all schemes will continue to improve efficiency and transparency. Initiatives like blockchain-based certificate verification, AI-powered beneficiary identification, and satellite-based monitoring of scheme implementation are expected to become standard practices.cleartax
Conclusion
India’s government schemes represent a comprehensive framework for national development, addressing challenges across multiple sectors while promoting inclusive growth. With a total budget allocation of over ₹7.67 lakh crore for 2024-25 and coverage extending to over 130 crore citizens, these schemes constitute one of the world’s largest development programs. e-utthaan+1
The success of flagship schemes like PM-KISAN, Ayushman Bharat, and Jal Jeevan Mission demonstrates the potential of well-designed, technology-enabled programs to transform lives at scale. The introduction of new schemes focusing on renewable energy, electric mobility, and entrepreneurship reflects the government’s adaptive approach to emerging challenges and opportunities. jagranjosh+2
The journey toward Viksit Bharat 2047 will require continued innovation in scheme design, implementation, and monitoring. The government’s emphasis on technology integration, direct benefit transfers, and outcome-based evaluation provides a strong foundation for achieving this ambitious vision. As India continues its development journey, these schemes will play a crucial role in ensuring that growth is inclusive, sustainable, and transformative for all citizens. india
- https://en.wikipedia.org/wiki/List_of_schemes_of_the_government_of_India
- https://e-utthaan.gov.in/report/scheme-wise-summary
- https://www.india.gov.in/spotlight/union-budget-2025-2026
- https://www.jagranjosh.com/general-knowledge/pm-modi-flagship-schemes-check-state-wise-development-and-other-key-details-1737916768-1
- https://ganderbal.nic.in/service/centrally-sponsored-schemes/
- https://dbtbharat.gov.in/central-scheme/list
- https://sirdodisha.nic.in/download/Social_Welfare_Schemes_Reference_English.pdf
- https://cleartax.in/s/full-list-of-schemes-announced-in-budget-2025-by-finance-minister
- https://www.myscheme.gov.in/schemes/pmsgmb
- https://pmedrive.heavyindustries.gov.in
- https://byjus.com/govt-exams/government-schemes/
- https://www.adda247.com/upsc-exam/list-of-important-government-schemes-in-india/
- https://cleartax.in/s/full-list-of-schemes-announced-in-budget-2024-by-finance-minister
- https://www.myscheme.gov.in
- https://www.jagranjosh.com/general-knowledge/important-government-schemes-launched-in-india-in-2024-1739297412-1
- https://www.pib.gov.in/PressReleasePage.aspx?PRID=2098353
- https://moneyview.in/saving-schemes/list-of-government-schemes
- https://www.myscheme.gov.in/search/state/Uttar%20Pradesh
- https://testbook.com/ias-preparation/indian-government-schemes
- https://eshram.gov.in/social-security-welfare-schemes
- https://www.indiabudget.gov.in/doc/Budget_at_Glance/bag7.pdf
- https://www.indiabudget.gov.in
- https://shopian.nic.in/social-welfare-schemes/
- https://megpied.gov.in/flagship.html
- https://socialwelfare.delhi.gov.in/social/list-schemes-ministry-social-justice-and-empowerment