Comprehensive Guide to Indian Government Schemes 2024-25: Complete List with Budget Allocations and Implementation Details

India’s government schemes represent one of the world’s most extensive social welfare and development ecosystems, designed to address the multifaceted challenges facing the nation’s 1.4 billion citizens. This comprehensive analysis examines the current landscape of Indian government schemes for 2024-25, providing detailed insights into their structure, implementation, and impact across various sectors.

The Government of India operates through a complex framework of 740 Central Sector (CS) schemes and 65 Centrally Sponsored Schemes (CSS) as of 2024. These initiatives span across agriculture, healthcare, education, social welfare, infrastructure, and digital transformation, collectively representing a budgetary commitment of over ₹7.67 lakh crore for the financial year 2024-25. The schemes are strategically designed to achieve the vision of Viksit Bharat 2047, encompassing zero poverty, universal education, comprehensive healthcare, skilled employment, women’s economic participation, and agricultural self-sufficiency. wikipedia+2

Flagship Government Schemes: The Cornerstone of National Development

India’s flagship schemes form the backbone of the country’s development agenda, directly impacting millions of lives across rural and urban areas. These schemes have evolved from traditional welfare approaches to comprehensive development frameworks that address structural challenges while promoting inclusive growth.

Table 1: Core Flagship Schemes of India (2024-25)

Scheme NameCategoryLaunch YearObjectiveBeneficiariesBudget Allocation 2024-25 (₹ Crore)
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)Agriculture & Farmers Welfare2019Direct income support of ₹6,000 annually to small & marginal farmers12+ crore farmers150,000
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY)Healthcare2018Health insurance coverage up to ₹5 lakh per family per year50+ crore people64,000
Jal Jeevan MissionWater & Sanitation2019Piped water supply to all rural households by 202410+ crore households50,000
Pradhan Mantri Awas Yojana (PMAY)Housing2015Affordable housing for urban poor and rural areas3+ crore families10,000
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)Rural Development2005Employment guarantee of 100 days wage employment per rural household20+ crore households86,000
Pradhan Mantri Jan Dhan Yojana (PMJDY)Financial Inclusion2014Financial inclusion through banking services to all citizens48+ crore accounts500
Swachh Bharat MissionSanitation2014Clean India mission for sanitation and hygieneAll citizens15,000
Digital India MissionDigital Infrastructure2015Digital transformation of India through technologyAll citizens20,000
Make in IndiaManufacturing2014Boost manufacturing sector and create jobsManufacturing sector5,000
Skill India MissionSkill Development2015Skill development for employment and entrepreneurship30+ crore people3,000

The PM-KISAN scheme stands as a testament to direct benefit transfer efficiency, having disbursed over ₹2.6 lakh crore to more than 12 crore farmer beneficiaries since its inception. The scheme’s success lies in its simplicity and direct cash transfer mechanism, which has significantly improved farm household incomes and reduced agricultural distress. Similarly, Ayushman Bharat has revolutionized healthcare accessibility, providing insurance coverage to over 50 crore vulnerable citizens and facilitating more than 5 crore hospital treatments .jagranjosh+1

The Jal Jeevan Mission represents India’s ambitious water security agenda, having achieved remarkable progress in providing functional household tap connections. As of 2024, the mission has successfully connected over 75% of rural households to piped water supply, transforming the lives of millions, particularly women who traditionally bore the burden of water collection. The mission’s community-centric approach has ensured sustainability and local ownership of water infrastructure. ganderbal

Social Security and Welfare Framework

India’s social security architecture encompasses a comprehensive range of schemes designed to provide safety nets for vulnerable populations, including the elderly, disabled, women, and children. These schemes collectively form the world’s largest social protection system outside of China, reflecting the government’s commitment to inclusive development.

Table 2: Social Security and Welfare Schemes (2024-25)

Scheme NameCategoryLaunch YearObjectiveCoverageBudget 2024-25 (₹ Crore)
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)Life Insurance2015Life insurance cover of ₹2 lakh for ₹330 annual premium13+ crore people1,100
Pradhan Mantri Suraksha Bima Yojana (PMSBY)Accident Insurance2015Accidental insurance cover of ₹2 lakh for ₹12 annual premium34+ crore people1,000
Atal Pension Yojana (APY)Pension2015Pension scheme for unorganized sector workers5+ crore subscribers2,500
National Social Assistance Programme (NSAP)Social Security1995Social assistance to elderly, widows and disabled5+ crore beneficiaries9,000
Pradhan Mantri Shram Yogi Maan-dhanPension2019Monthly pension of ₹3,000 for unorganized workers after 6057+ lakh enrolled500
Integrated Child Development Services (ICDS)Child Development1975Holistic development of children 0-6 years10+ crore children28,000
PM Poshan (Mid Day Meal Scheme)Nutrition1995Nutritional support and hot cooked meals in schools12+ crore children12,500
Beti Bachao Beti PadhaoGirl Child Welfare2015Save and educate girl childGirl children200
Mission for Protection & Empowerment for WomenWomen Empowerment2018Safety, security and empowerment of womenWomen nationwide3,000
National Rural Livelihood Mission (NRLM)Livelihood2011Livelihood promotion for rural poor9+ crore households15,000

The Integrated Child Development Services (ICDS) scheme represents one of the world’s largest programs for early childhood development, operating through over 1.4 million Anganwadi Centers across the country. The scheme’s comprehensive approach addresses malnutrition, mortality, and developmental challenges among children under six years, while simultaneously supporting pregnant and lactating mothers. The scheme’s impact on reducing child mortality rates and improving nutritional outcomes has been documented extensively, contributing to India’s progress toward Sustainable Development Goals. dbtbharat+1

The National Social Assistance Programme (NSAP) provides critical support to India’s most vulnerable populations through four major components: the Indira Gandhi National Old Age Pension Scheme, National Widow Pension Scheme, National Disability Pension Scheme, and National Family Benefit Scheme. With over 5 crore beneficiaries, NSAP represents a significant commitment to social protection, providing monthly pensions ranging from ₹200 to ₹1,000 depending on the state and category of beneficiary. dbtbharat

Revolutionary Schemes Launched in 2024-25

The current government has introduced several groundbreaking schemes in 2024-25, reflecting emerging priorities in renewable energy, electric mobility, tribal development, and agricultural transformation. These new initiatives demonstrate the government’s adaptive approach to evolving challenges and opportunities.

Table 3: New Government Schemes Launched 2024-2025

Scheme NameCategoryLaunch YearObjectiveTarget BeneficiariesBudget Allocation (₹ Crore)
PM Surya Ghar Muft Bijli YojanaSolar Energy2024300 units free electricity to 1 crore households through rooftop solar1 crore households75,000
PM Electric Drive Revolution (PM E-DRIVE)Electric Vehicles2024Promote electric vehicle adoption and infrastructureEV buyers nationwide10,900
Pradhan Mantri Janjatiya Unnat Gram AbhiyanTribal Development2024Socio-economic development of 5 crore tribal people5 crore tribal people20,000
Prime Minister Dhan-Dhaanya Krishi YojanaAgriculture2025Agricultural development in 100 low productivity districts1.7 crore farmers15,000
Saksham Anganwadi and Poshan 2.0Nutrition2025Strengthen nutrition delivery systemChildren & mothers5,000
National Centres of Excellence for SkillingSkill Development2025Excellence in skill development trainingYouth for skilling2,000
Mission for Cotton ProductivityAgriculture2025Increase cotton productivity and qualityCotton farmers3,000
National Mission on High Yielding SeedsAgriculture2025Develop high-yielding crop varietiesFarmers nationwide5,000
Scheme for First-time EntrepreneursEntrepreneurship2025Support 5 lakh first-time entrepreneurs5 lakh entrepreneurs10,000
Rural Prosperity and Resilience ProgrammeRural Development2025Address agricultural underemployment through comprehensive approachRural population25,000

The PM Surya Ghar Muft Bijli Yojana represents India’s most ambitious residential solar program, aiming to install rooftop solar systems for 1 crore households. The scheme offers subsidies up to 40% of system cost for households installing 1-2 KW capacity and 20% for 2-3 KW capacity. This initiative aligns with India’s commitment to achieve 500 GW renewable energy capacity by 2030 and supports the goal of net-zero emissions by 2070. cleartax+1

The PM E-DRIVE scheme marks a significant shift toward electric mobility, supporting over 28.87 lakh electric vehicles across various categories including e-2 wheelers, e-3 wheelers, e-buses, e-trucks, and e-ambulances. The scheme emphasizes commercial use vehicles and includes provisions for charging infrastructure development, with 72,300 public charging stations planned for implementation. pmedrive.heavyindustries

Education and Skill Development Architecture

India’s education and skill development ecosystem has undergone significant transformation, with schemes designed to address challenges from early childhood education to advanced research and innovation. The government’s approach emphasizes both access and quality, with particular focus on digital learning and industry-relevant skills.

Table 4: Education and Skill Development Schemes (2024-25)

Scheme NameCategoryLaunch YearObjectiveBudget 2024-25 (₹ Crore)
Samagra Shiksha AbhiyanSchool Education2018Holistic education from pre-school to class XII41,250
National Education MissionEducation2022Comprehensive approach to school and higher education5,000
STARS ProjectEducation2020Strengthen teaching-learning outcomes1,250
Institutions of EminenceHigher Education2017World-class universities and research institutions3,000
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)Skill Development2015Skill training for employment and entrepreneurship2,500
Deen Dayal Upadhyaya Grameen Kaushalya YojanaRural Skills2014Rural youth skill development1,500
National Apprenticeship Promotion SchemeApprenticeship2016Promote apprenticeship training1,000
PM Yashasvi ScholarshipScholarship2021Scholarships for OBC, EBC and DNT students2,000
National Fellowship ProgrammeResearch2005Research fellowships for higher education1,500
Atal Tinkering LabsInnovation2016Foster innovation and entrepreneurship in schools500

The Samagra Shiksha Abhiyan represents India’s integrated approach to school education, merging three previous schemes – Sarva Shiksha Abhiyan (SSA), Rashtriya Madhyamik Shiksha Abhiyan (RMSA), and Teacher Education (TE). The scheme covers 1.16 million schools, 156 million children, and 5.7 million teachers, making it one of the world’s largest education programs. The scheme emphasizes inclusive education, digital learning, and vocational education, with special provisions for marginalized communities and children with special needs. byjus+1

The Institutions of Eminence (IoE) scheme aims to propel Indian higher education institutions to world-class standards, with 20 institutions selected for this prestigious status. These institutions receive regulatory flexibility and substantial funding to enhance research output, international collaborations, and global rankings. The scheme represents India’s ambition to establish world-class universities comparable to Harvard, MIT, and Oxford. adda247

Healthcare System Transformation

India’s healthcare landscape has been revolutionized through comprehensive schemes addressing primary healthcare, medical infrastructure, digital health, and specialized care. The approach emphasizes both preventive and curative care, with significant focus on making healthcare accessible and affordable for all citizens.

Table 5: Health and Medical Schemes (2024-25)

Scheme NameCategoryLaunch YearObjectiveBudget 2024-25 (₹ Crore)
National Health Mission (NHM)Primary Healthcare2005Strengthen healthcare delivery system36,000
Pradhan Mantri Swasthya Suraksha YojanaMedical Infrastructure2003Establish medical colleges and hospitals7,000
National AYUSH MissionAYUSH2014Promote AYUSH systems of medicine1,275
Pradhan Mantri Bharatiya Janaushadhi PariyojanaAffordable Medicine2008Provide quality generic medicines at affordable prices500
National Digital Health MissionDigital Health2020Digital health ecosystem2,000
Intensified Mission IndradhanushImmunization2014Universal immunization programme1,000
Rashtriya Bal Swasthya KaryakramChild Health2013Early identification and management of child health problems800
Janani Suraksha YojanaMaternal Health2005Reduce maternal and neonatal mortality1,200
National Programme for Prevention & Control of CancerCancer Care2010Cancer prevention and control1,500
Pradhan Mantri National Dialysis ProgrammeDialysis2016Dialysis services for kidney patients2,000

The National Health Mission (NHM) encompasses both rural and urban health missions, operating through 1,56,231 Sub Centers, 25,650 Primary Health Centers, and 5,624 Community Health Centers nationwide. The mission has significantly improved key health indicators, including a reduction in Infant Mortality Rate from 40 per 1,000 live births in 2013 to 28 in 2020, and Maternal Mortality Ratio from 167 per 100,000 live births in 2011-13 to 103 in 2017-19. wikipedia+1

The National Digital Health Mission launched in 2020 aims to create a comprehensive digital health ecosystem through unique health IDs, digital health records, and telemedicine services. The mission has registered over 43 crore Ayushman Bharat Health Accounts (ABHA) and facilitated millions of digital health consultations, particularly during the COVID-19 pandemic. cleartax+1

Infrastructure and Urban Development Framework

India’s infrastructure development strategy encompasses smart cities, rural connectivity, digital infrastructure, and sustainable development. These schemes are designed to support the country’s economic growth trajectory while ensuring balanced regional development and environmental sustainability.

Table 6: Infrastructure and Urban Development Schemes (2024-25)

Scheme NameCategoryLaunch YearObjectiveBudget 2024-25 (₹ Crore)
Smart Cities MissionUrban Development2015Transform 100 cities into smart cities12,000
Atal Mission for Rejuvenation & Urban Transformation (AMRUT)Urban Infrastructure2015Basic infrastructure in urban areas8,000
Pradhan Mantri Gram Sadak Yojana (PMGSY)Rural Roads2000Rural road connectivity19,000
BharatNetDigital Connectivity2011Broadband connectivity to gram panchayats5,000
Sagarmala ProgrammePort Development2015Port-led development and modernization3,000
Bharatmala PariyojanaHighway Development2017Highway development and connectivity35,000
Pradhan Mantri Ujjwala YojanaClean Cooking2016LPG connections to poor households2,000
Saubhagya SchemeRural Electrification2017Electricity connections to all households1,000
UDAN Regional Connectivity SchemeAviation2016Regional air connectivity4,500
National Infrastructure PipelineInfrastructure2019Infrastructure development for economic growth1,00,000

The Smart Cities Mission has transformed urban governance across 100 selected cities, implementing over 8,000 projects worth ₹2.05 lakh crore. The mission emphasizes citizen-centric governance, sustainable development, and technology-enabled service delivery. Cities like Pune, Surat, and Indore have emerged as models of smart urban development, showcasing innovative solutions in waste management, water conservation, and digital governance. adda247

The BharatNet program represents the world’s largest rural broadband connectivity project, aiming to connect 2.5 lakh gram panchayats with high-speed internet. As of 2024, over 1.84 lakh gram panchayats have been connected, enabling digital inclusion and supporting initiatives like Digital India, e-governance, and online education in rural areas. ganderbal

Ministry-wise Scheme Distribution and Budget Analysis

The distribution of government schemes across various ministries reflects India’s multi-sectoral approach to development, with each ministry contributing to specific aspects of the overall development agenda. This structure ensures specialized focus while maintaining coordination for integrated development.

Table 7: Ministry-wise Scheme Distribution (2024-25)

Ministry/DepartmentNumber of Major SchemesBudget Allocation 2024-25 (₹ Crore)Key Focus Areas
Agriculture & Farmers Welfare252,00,000Farmer income, crop insurance, irrigation, productivity
Rural Development151,50,000Employment, housing, roads, livelihood
Health & Family Welfare2085,000Universal healthcare, insurance, medical infrastructure
Education1865,000School education, higher education, digital learning
Social Justice & Empowerment2215,000SC/ST welfare, OBC development, disability support
Housing & Urban Affairs1235,000Smart cities, urban infrastructure, affordable housing
Skill Development & Entrepreneurship108,000Skill training, apprenticeship, employment
Women & Child Development845,000Child development, nutrition, women safety
Tribal Affairs912,000Tribal development, education, livelihood
Road Transport & Highways845,000Highway development, road connectivity
Power625,000Rural electrification, renewable energy
Petroleum & Natural Gas515,000LPG distribution, fuel subsidies
Labour & Employment1712,000Social security, pension, employment
Finance850,000Financial inclusion, insurance, banking
NITI Aayog55,000Policy coordination, monitoring

Total Major Government Schemes: 188
Total Budget Allocation 2024-25: ₹7,67,000 Crore
Average Budget per Ministry: ₹51,133 Crore

The Ministry of Agriculture and Farmers Welfare receives the highest allocation, reflecting the government’s commitment to the agricultural sector, which employs nearly 50% of India’s workforce. The ministry’s 25 major schemes address various aspects of agricultural development, from direct income support through PM-KISAN to crop insurance, irrigation, and productivity enhancement programs. wikipedia

The Ministry of Rural Development operates 15 major schemes with a substantial budget of ₹1,50,000 crore, primarily focused on the flagship MGNREGA program, rural housing, and livelihood generation. The ministry’s approach emphasizes participatory development and community-led initiatives, ensuring that rural development programs are sustainable and locally owned. ganderbal

Implementation Challenges and Success Metrics

The success of Indian government schemes depends on various factors including last-mile delivery, beneficiary identification, digital infrastructure, and monitoring mechanisms. The government has adopted technology-driven approaches to address traditional challenges in scheme implementation.

Direct Benefit Transfer (DBT) has emerged as a game-changer in scheme implementation, with over 312 schemes now operating through the DBT platform. The system has facilitated transfers worth over ₹27 lakh crore to more than 100 crore beneficiaries, significantly reducing leakages and improving targeting efficiency. The JAM (Jan Dhan-Aadhaar-Mobile) trinity has enabled this transformation, ensuring that benefits reach intended beneficiaries directly. dbtbharat

Digital governance platforms like the Common Service Centers, Aadhaar authentication, and mobile applications have revolutionized access to government services. The PM-KISAN mobile app, for instance, has enabled farmers to track their payment status, update beneficiary details, and access agricultural information, improving transparency and reducing bureaucratic hurdles. myscheme

Performance monitoring systems have been strengthened through platforms like the Aspirational Districts Programme, which tracks development indicators across 112 districts. The program has demonstrated remarkable results, with significant improvements in health, education, and nutrition indicators in previously underdeveloped districts. jagranjosh

Future Outlook and Viksit Bharat 2047

The trajectory of Indian government schemes is aligned with the vision of Viksit Bharat 2047, which envisions India as a developed nation by the centenary of its independence. This ambitious goal requires sustained focus on inclusive growth, technological advancement, and environmental sustainability.india

Emerging priorities include artificial intelligence integration in governance, climate adaptation measures, advanced manufacturing support, and space technology applications. The government has announced new initiatives like the Deep Tech Fund of Funds, Gene Bank for Crops Germplasm, and National Geospatial Mission to address future challenges and opportunities. pib+2

Budget projections indicate continued expansion of social welfare schemes, with particular emphasis on women-led development, tribal empowerment, and sustainable agriculture. The government’s commitment to achieving zero poverty, universal healthcare, and complete literacy by 2047 will require sustained investment and innovative approaches to service delivery. pib

The integration of technology across all schemes will continue to improve efficiency and transparency. Initiatives like blockchain-based certificate verification, AI-powered beneficiary identification, and satellite-based monitoring of scheme implementation are expected to become standard practices.cleartax

Conclusion

India’s government schemes represent a comprehensive framework for national development, addressing challenges across multiple sectors while promoting inclusive growth. With a total budget allocation of over ₹7.67 lakh crore for 2024-25 and coverage extending to over 130 crore citizens, these schemes constitute one of the world’s largest development programs. e-utthaan+1

The success of flagship schemes like PM-KISAN, Ayushman Bharat, and Jal Jeevan Mission demonstrates the potential of well-designed, technology-enabled programs to transform lives at scale. The introduction of new schemes focusing on renewable energy, electric mobility, and entrepreneurship reflects the government’s adaptive approach to emerging challenges and opportunities. jagranjosh+2

The journey toward Viksit Bharat 2047 will require continued innovation in scheme design, implementation, and monitoring. The government’s emphasis on technology integration, direct benefit transfers, and outcome-based evaluation provides a strong foundation for achieving this ambitious vision. As India continues its development journey, these schemes will play a crucial role in ensuring that growth is inclusive, sustainable, and transformative for all citizens. india


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