{"id":5885,"date":"2023-01-03T14:05:31","date_gmt":"2023-01-03T08:35:31","guid":{"rendered":"https:\/\/www.infipark.com\/articles\/?p=5885"},"modified":"2026-04-03T20:54:39","modified_gmt":"2026-04-03T15:24:39","slug":"learn-banking-abbreviations","status":"publish","type":"post","link":"https:\/\/www.infipark.com\/articles\/learn-banking-abbreviations\/","title":{"rendered":"Learn Banking Abbreviations"},"content":{"rendered":"\n<h1 class=\"wp-block-heading has-text-align-center\">Learn Banking Abbreviations<\/h1>\n\n\n\n<p>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u092f\u0941\u0915\u094d\u0924 <strong>\u0938\u0902\u0915\u094d\u0937\u0947\u092a\u093e\u0915\u094d\u0937\u0930 (abbreviations)<\/strong> \u0928 \u0915\u0947\u0935\u0932 \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0932\u094d\u0915\u093f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0917\u0940 \u092a\u0930\u0940\u0915\u094d\u0937\u093e\u0913\u0902 \u0915\u0947 \u0909\u092e\u094d\u092e\u0940\u0926\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u091c\u094d\u091e\u093e\u0928 \u0939\u0948\u0902\u0964 <strong>IBPS PO<\/strong>, <strong>SBI<\/strong>, <strong>IBPS Clerk<\/strong> \u091c\u0948\u0938\u0940 \u092a\u0930\u0940\u0915\u094d\u0937\u093e\u0913\u0902 \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0902\u0915\u094d\u0937\u0947\u092a\u093e\u0915\u094d\u0937\u0930\u094b\u0902 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094d\u0930\u0936\u094d\u0928 \u092a\u0942\u091b\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u0907\u0928 \u0936\u092c\u094d\u0926\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0905\u0930\u094d\u0925\u094b\u0902 \u0915\u0940 \u0938\u094d\u092a\u0937\u094d\u091f \u0938\u092e\u091d \u0939\u094b\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092f\u0939 \u0932\u0947\u0916 \u0909\u0928 \u092a\u094d\u0930\u092e\u0941\u0916 \u0938\u0902\u0915\u094d\u0937\u0947\u092a\u093e\u0915\u094d\u0937\u0930\u094b\u0902 \u0915\u093e \u0938\u0902\u0915\u0932\u0928 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u092a\u0930\u0940\u0915\u094d\u0937\u093e, \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0930\u093f\u092a\u094b\u0930\u094d\u091f, \u0928\u0940\u0924\u093f\u0917\u0924 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0914\u0930 \u0917\u094d\u0930\u093e\u0939\u0915-\u0938\u0902\u092c\u0902\u0927\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0913\u0902 \u092e\u0947\u0902 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, <strong>RBI<\/strong> (Reserve Bank of India), <strong>NBFC<\/strong> (Non Banking Financial Company), <strong>KYC<\/strong> (Know Your Customer), <strong>RTGS<\/strong> (Real Time Gross Settlement) \u0914\u0930 <strong>NEFT<\/strong> (National Electronic Fund Transfer) \u091c\u0948\u0938\u0947 \u0936\u092c\u094d\u0926 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0902\u0935\u093e\u0926 \u0915\u093e \u0905\u092d\u093f\u0928\u094d\u0928 \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0902\u0964 \u0907\u0928 \u0938\u0902\u0915\u094d\u0937\u0947\u092a\u093e\u0915\u094d\u0937\u0930\u094b\u0902 \u0915\u094b \u091c\u093e\u0928\u0928\u0947 \u0938\u0947 \u0928 \u0915\u0947\u0935\u0932 \u092a\u0930\u0940\u0915\u094d\u0937\u093e \u092e\u0947\u0902 \u0905\u0902\u0915 \u092c\u0922\u093c\u0924\u0947 \u0939\u0948\u0902, \u092c\u0932\u094d\u0915\u093f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0914\u0930 \u0938\u092e\u093e\u091a\u093e\u0930\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u092d\u0940 \u0906\u0938\u093e\u0928 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>NBFC<\/td><td>Non Banking Finance Companies<\/td><\/tr><tr><td>QIB<\/td><td>Qualified Institutional Bankers<\/td><\/tr><tr><td>RBI<\/td><td>Reserve Bank of India<\/td><\/tr><tr><td>RRB<\/td><td>Regional Rural Bank<\/td><\/tr><tr><td>RIDF<\/td><td>Rural Infrastructure Development Fund<\/td><\/tr><tr><td>RFC<\/td><td>Resident Foreign Currency<\/td><\/tr><tr><td>REC<\/td><td>Rural Electrification Corporation<\/td><\/tr><tr><td>RDBMS<\/td><td>Relational Database Management System<\/td><\/tr><tr><td>NABARD<\/td><td>National Bank for Agriculture and Rural Development<\/td><\/tr><tr><td>LERMS<\/td><td>Liberalized Exchange Rate Management System<\/td><\/tr><tr><td>LAMPS<\/td><td>Large Sized Adivasi Multipurpose Societies<\/td><\/tr><tr><td>EDP<\/td><td>Entrepreneurship Development Programme<\/td><\/tr><tr><td>SIDBI<\/td><td>Small Industries Development Bank of India<\/td><\/tr><tr><td>NABARD<\/td><td>National Bank for Agriculture and Rural Development<\/td><\/tr><tr><td>EXIM bank<\/td><td>Export and Import Bank of India<\/td><\/tr><tr><td>KYC<\/td><td>Know Your Customer<\/td><\/tr><tr><td>KVIC<\/td><td>Khadi and Village Industries Corporation<\/td><\/tr><tr><td>ALM<\/td><td>Asset Liability Management<\/td><\/tr><tr><td>ALCO<\/td><td>Asset Liability Committee<\/td><\/tr><tr><td>FEDAI<\/td><td>Foreign Exchange Dealers Association of India<\/td><\/tr><tr><td>RTGS<\/td><td>Real Time Gross Settlement<\/td><\/tr><tr><td>RWA<\/td><td>Risk Weighted Assets<\/td><\/tr><tr><td>SBI<\/td><td>State Bank of India<\/td><\/tr><tr><td>SCB<\/td><td>Scheduled Commercial Bank<\/td><\/tr><tr><td>NRE<\/td><td>Non Resident External Account<\/td><\/tr><tr><td>DPG<\/td><td>Deferred Payment Guarantee<\/td><\/tr><tr><td>ASBA<\/td><td>Applications Supported Bank Accounts<\/td><\/tr><tr><td>ANBC<\/td><td>Adjusted Net Bank Credit<\/td><\/tr><tr><td>ALM<\/td><td>Asset Liability Management<\/td><\/tr><tr><td>LAB<\/td><td>Local Area Banks<\/td><\/tr><tr><td>YTM<\/td><td>Yield to Maturity<\/td><\/tr><tr><td>SDR<\/td><td>Special Drawing Rights<\/td><\/tr><tr><td>NRI<\/td><td>Non Resident Indian<\/td><\/tr><tr><td>OLTAS<\/td><td>Online Tax Accounting System<\/td><\/tr><tr><td>POA<\/td><td>Power of Attorney<\/td><\/tr><tr><td>OCB<\/td><td>Overseas Corporate Bodies<\/td><\/tr><tr><td>DRAT<\/td><td>Debt Recovery Appellate Tribunal<\/td><\/tr><tr><td>DPN<\/td><td>Demand Promissory Note<\/td><\/tr><tr><td>NPV<\/td><td>Net Present Value<\/td><\/tr><tr><td>DSCR<\/td><td>Debt Service Coverage Ratio<\/td><\/tr><tr><td>DRI<\/td><td>Differential Rate Of Interest<\/td><\/tr><tr><td>OMO<\/td><td>Open Market Operations<\/td><\/tr><tr><td>PACS<\/td><td>Primary Agricultural Credit Societies<\/td><\/tr><tr><td>LIC<\/td><td>Life Insurance Corporation of India<\/td><\/tr><tr><td>IEPF<\/td><td>Investors Education and Protection Fund<\/td><\/tr><tr><td>IRDA<\/td><td>Insurance Regulatory and Development Authority<\/td><\/tr><tr><td>CCIL<\/td><td>Clearing Corporation of India Limited<\/td><\/tr><tr><td>OTCEI<\/td><td>Over the Counter Exchange Of India<\/td><\/tr><tr><td>ISCI<\/td><td>International Standard Industrial Classification<\/td><\/tr><tr><td>KCC<\/td><td>Kisan Credit Card<\/td><\/tr><tr><td>BCSBI<\/td><td>Banking Codes and Standards Board of India<\/td><\/tr><tr><td>FCNR<\/td><td>Foreign Currency Non Resident Deposit Accounts<\/td><\/tr><tr><td>NSE<\/td><td>National Stock Exchange<\/td><\/tr><tr><td>MICR<\/td><td>Magnetic Ink Character Recognition<\/td><\/tr><tr><td>CAR<\/td><td>Capital Adequacy Ratio<\/td><\/tr><tr><td>SHG<\/td><td>Self Help Group<\/td><\/tr><tr><td>SFMS<\/td><td>Structured Financial Messaging Services<\/td><\/tr><tr><td>SEBI<\/td><td>Securities and Exchange Board of India<\/td><\/tr><tr><td>MIS<\/td><td>Management Information System<\/td><\/tr><tr><td>MCA<\/td><td>Ministry Of Company Affairs<\/td><\/tr><tr><td>YTM<\/td><td>Yield To Maturity<\/td><\/tr><tr><td>IDRBT<\/td><td>Institute for Development and Research Of Banking Technology<\/td><\/tr><tr><td>CDRS<\/td><td>Corporate Debt Restructuring<\/td><\/tr><tr><td>CRISIL<\/td><td>Credit Rating Information Services Of India<\/td><\/tr><tr><td>ICRA<\/td><td>Investment Information and Credit Rating Agency of India Limited<\/td><\/tr><tr><td>CARE<\/td><td>Credit Analysis and Research Limited<\/td><\/tr><tr><td>IRDA<\/td><td>Insurance Regulatory and Development Authority of India<\/td><\/tr><tr><td>CASA<\/td><td>Current and Savings Accounts<\/td><\/tr><tr><td>CBLO<\/td><td>Collateralized Bank Lending Obligations<\/td><\/tr><tr><td>CIBIL<\/td><td>Credit Information Bureau of India Limited<\/td><\/tr><tr><td>CRR<\/td><td>Cash Reserve Ratio<\/td><\/tr><tr><td>KYC<\/td><td>Know Your Customer Guidelines<\/td><\/tr><tr><td>SSI<\/td><td>Small Scale Industries<\/td><\/tr><tr><td>EMI<\/td><td>Equated Monthly Instalments<\/td><\/tr><tr><td>SLRS<\/td><td>Scheme for Liberation and Rehabilitation of Scavengers<\/td><\/tr><tr><td>SLR<\/td><td>Statutory Liquidity Ratio<\/td><\/tr><tr><td>IPO<\/td><td>Initial Public Offer<\/td><\/tr><tr><td>EPS<\/td><td>Earning per Share<\/td><\/tr><tr><td>EDI<\/td><td>Electronic Data Interchange<\/td><\/tr><tr><td>WPI<\/td><td>Wholesale Price Index<\/td><\/tr><tr><td>UTI<\/td><td>Unit Trust of India<\/td><\/tr><tr><td>SME<\/td><td>Small and Medium Industries<\/td><\/tr><tr><td>NEFT<\/td><td>National Electronic Fund Transfer<\/td><\/tr><tr><td>PIN<\/td><td>Personal Identification Number<\/td><\/tr><tr><td>PDO<\/td><td>Public Debt Office<\/td><\/tr><tr><td>ESOP<\/td><td>Employee Stock Options<\/td><\/tr><tr><td>SSSBE<\/td><td>Small Scale Service and Business Enterprises<\/td><\/tr><tr><td>SJSRY<\/td><td>Swarna Jayanthi Shahari Rozgar Yojana<\/td><\/tr><tr><td>SIDC<\/td><td>State Industrial Development Corporation<\/td><\/tr><tr><td>SIDBI<\/td><td>Small Industries Development Bank of India<\/td><\/tr><tr><td>SLR<\/td><td>Statutory Reserve Ratio<\/td><\/tr><tr><td>SMERA<\/td><td>SME Rating Agency of India Limited<\/td><\/tr><tr><td>BOE<\/td><td>Bill of Exchange<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn Banking Abbreviations \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u092f\u0941\u0915\u094d\u0924 \u0938\u0902\u0915\u094d\u0937\u0947\u092a\u093e\u0915\u094d\u0937\u0930 (abbreviations) \u0928 \u0915\u0947\u0935\u0932 \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0932\u094d\u0915\u093f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0917\u0940 \u092a\u0930\u0940\u0915\u094d\u0937\u093e\u0913\u0902 \u0915\u0947 \u0909\u092e\u094d\u092e\u0940\u0926\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u091c\u094d\u091e\u093e\u0928 \u0939\u0948\u0902\u0964 IBPS PO, SBI, IBPS Clerk \u091c\u0948\u0938\u0940 \u092a\u0930\u0940\u0915\u094d\u0937\u093e\u0913\u0902 \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0902\u0915\u094d\u0937\u0947\u092a\u093e\u0915\u094d\u0937\u0930\u094b\u0902 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094d\u0930\u0936\u094d\u0928 \u092a\u0942\u091b\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u0907\u0928 \u0936\u092c\u094d\u0926\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0905\u0930\u094d\u0925\u094b\u0902 \u0915\u0940 \u0938\u094d\u092a\u0937\u094d\u091f [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,24],"tags":[],"class_list":["post-5885","post","type-post","status-publish","format-standard","hentry","category-education","category-general-knowledge"],"_links":{"self":[{"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/posts\/5885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/comments?post=5885"}],"version-history":[{"count":11,"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/posts\/5885\/revisions"}],"predecessor-version":[{"id":13800,"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/posts\/5885\/revisions\/13800"}],"wp:attachment":[{"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/media?parent=5885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/categories?post=5885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infipark.com\/articles\/wp-json\/wp\/v2\/tags?post=5885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}